Category: Traditional Insurance

COVID-19 and No Medical Life Insurance – What You Must Know

The latest COVID-19 developments The coronavirus (COVID-19) pandemic continues to spread around the world at an alarming rate. In April, the virus had infected more than 2 million people and caused over 170,000 deaths worldwide. During April, Canada experienced more

No Medical Life Insurance vs Traditional Life Insurance Rates

The term “no medical life insurance” has been floating around for some time now. Many are aware that it exists but are not sure of what it comprises. Today we will break down the ins and out of no medical

How to Choose the Right Life Insurance – Visual Decision Help

When insurers sell a policy, they always assess risks associated with that policy. Those with lower risks (e.g. younger person, no bad habits, no health pre-conditions) get life insurance rates that are typically lower than those with a history of

Life Insurance Companies in Canada – Who Owns Whom

The variety of life insurance companies in Canada is not what it appears to be in the Canadian market. From a consumer perspective, there are nearly 50 life and health insurance providers, but the reality is a bit different… (scroll

Term Life, Whole Life and Universal Life Insurance Explained

There is always some confusion among term, whole and universal life insurance. All these insurance types are normally offered by insurance companies and insurance brokers, but how do they differ from each other? We will clarify the differences in this

What Alternative Life Insurance Options Have People With Diseases?

3 Different Life Insurance Alternatives for People with Diseases

Getting life insurance is not always easy for people whose health is affected by illness and pre-conditions. Insurance is all about risk management, therefore many medical issues are seen by insurers as increased risk – and they price that risk

INFOGRAPHIC: Term Vs. Permanent Life Insurance

Here’s an infographic breaking down the differences between Term and Permanent Life Insurance.  Which one suits your needs?

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Can You Get Life Insurance If You Had Breast Cancer?

Some survivors of breast cancer worry that they may not be able to qualify for life insurance. Discussed are several factors that will impact the decision on if an applicant with a history of breast cancer will be approved for

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Seniors Life Insurance – Should I Buy Direct?

One reality of life is that people don’t stay young forever. It is better to be safe than sorry and make sure you are prepared for whatever happens in the future, regardless of the status of your health. That is