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No medical exam term life insurance quotes tailored for you
Looking for no medical exam term life insurance quotes?
You’ve come to the right place. We have unique expertise in finding you the best possible rate on term life insurance without a medical exam. It is important to know that term insurance covers you only for a particular period of time, e.g. Term 10 would cover you for 10 years.Immediate coverage is available for individuals age 20 to 70. We work with 20+ insurance companiesto find the best option for you. Find out more about this insurance below.If you are older than 70, please have a look at our section Seniors Insurance.
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The above insurance consultants are independent brokers and not employees of nomedicallifeinsurance.ca / LSM insurance.
Why would you typically get a no medical exam term life insurance quote?
Often you want to get a coverage for a particular period of time, e.g. for 20 years to make sure that your mortgage is still paid off, should anything happen to you. This way your family can still keep the house, even they would not be able to make mortgage payments. That is where Term insurance can be helpful.You choose the length of the coverage (e.g. term 10, term 20, term 50) in years. For example, term 20 means life insurance that covers you for the next 20 years. Typical term life Insurance are term 10, 15, 20, 30 or term to 65 (insurance coverage to age 65), term to 70,term to 75. There is also term to 100 insurance, but it is considered permanent life insurance.Often you can not qualify for a standard term life insurance. No medical exam term life insurance can cover all complicated cases – you can qualify for insurance even with a medical historyincluding:
Insulin treated diabetes
Different forms of Cancer
Alcohol or Drug Abuse
Other serious pre-conditions
What coverage does a no medical exam term life insurance policy offer?
Your life insurance coverage can range from $5,000 to $250,000. Our insurance experts will help you to find the best insurance protection across more than 20 insurance companies. We look forward to hearing from you – simply complete the form above.
Full list of insurance companies that we work with
Our team of licensed life insurance brokers represents you. They will search for you for the best insurance option across more than 20 life insurance companies available on the market.
Our brokers often have more than a decade of experience in life insurance space and they have extensive expertise in insurance for seniors and for people with pre-conditions.
We develop and share a lot of educational materials including articles, studies, infographics, tools to inform you before you purchase an insurance policy.