Guaranteed Issue Critical Illness Insurance Quote From the Best Canadian Insurers


Looking for guaranteed issue critical illness insurance quote?

A critical illness, like cancer or a heart attack, can leave a person in financial ruin, often even draining the patient’s life savings. Our team has numerous experts in finding you the best possible rate on up to $200,000 critical illness insurance without a medical exam. Immediate coverage is available for individuals age 20 to 70.

We work with 20 various insurance companies to find the best insurance option for you. Find out more about this particular insurance below.

If you are older than 70, please have a look at our section Seniors Insurance.

Get your tailored guaranteed issue critical illness insurance quote

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Meet some of our experienced insurance brokers who will be helping you

Tamara Humphries
Chantal Marr
Jack Bendahan
The above insurance consultants are independent brokers and not employees of / LSM insurance.

Why is Critical Illness Insurance?

If you have a Critical Illness Insurance policy, most insurance companies will pay out a lump sum to you after a critical illness has been diagnosed. Typical illnesses covered are cancer, heart attack, and stroke, but some policies may also cover other illnesses.

This lump sum can be used to help with special prescriptions, treatment, care, living costs, and other expenses that you can face in this difficult situation. It is important to consider that a person diagnosed with a critical illness often will not be able to rely on a steady income. That’s why it is critical to have proper insurance in place.

Why guaranteed issue critical illness insurance?

Often you can not qualify for a standard critical illness insurance due to your medical pre-conditions. Guaranteed issue critical illness insurance (also called no medical exam critical illness insurance) does not require a medical exam and, sometimes, does not even require completing a medical questionnaire. You can qualify for insurance with a medical history including:

  • Alcohol or Drug Abuse
  • Depression
  • Obesity
  • Insulin treated diabetes
  • Cancer
  • Heart Failure
  • HIV
  • Multiple Sclerosis
  • Alzheimer’s Disease
  • Other serious pre-conditions

Our insurance advisors will assist you with finding the best critical illness insurance option across more than 20 insurance companies. We look forward to hearing from you – simply complete the form above.

Full list of insurance companies that we work with