Insurance Blog

Disability Insurance for High-Risk Jobs: Cost and What You Must Know How does Disability Insurance work? Disability Insurance offers a crucial safety net that distinguishes itself from Critical Illness Insurance by providing a reliable income replacement if you find yourself unable to work due to a disability, regardless of age. This coverage is not just for the working years; it extends into your senior years, ensuring comprehensive protection throughout your life. When you have Disability Insurance, you can count on regular monthly payments that help you manage ...
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Disability Insurance for Senior Citizens: How Much is it and What Should You Know? How does Disability Insurance work? Unlike Critical Illness Insurance, Disability Insurance coverage replaces a portion of your income if you become disabled and are unable to work, even as a senior. This insurance provides monthly payments, ensuring you can cover essential expenses and maintain your standard of living during the period of your disability. These benefits continue until you are able to return to work, offering peace of mind and financial stability ...
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Why is Critical Illness Insurance Important for Seniors? As we age, the likelihood of confronting a critical illness increases significantly, making senior citizens far more susceptible to serious health challenges than their younger counterparts. Compounding this vulnerability, many seniors find themselves ineligible for disability insurance due to the absence of regular employment or income at this stage in their lives. This situation is further exacerbated by the urgent nature of their treatment needs; unlike younger individuals who may have the luxury of time on their ...
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Life Insurance and High Blood Pressure: Background Getting Life Insurance with High Blood Pressure What is a Rated Policy? Can You Be Denied Life Insurance for High Blood Pressure? Does High Blood Pressure Increase Life Insurance? What are the Typical Life Insurance Rates with High Blood Pressure? What Life Insurance Types Can You Get with High Blood Pressure? What is the Best Life Insurance for People with High Blood Pressure in Canada? Life Insurance and High Blood Pressure: Background Blood pressure is a measure of ...
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Life Insurance and Cancer: Introduction Does Life Insurance Cover Cancer? Can You Get Life Insurance with Cancer? Different Types of Life Insurance Explained What Is the Difference Between Life Insurance and “Cancer Insurance?” No Medical Life Insurance and Cancer: Rates Getting Life Insurance with Cancer Life Insurance and Cancer: Introduction Cancer is a complex and devastating disease that occurs when abnormal cells in the body grow out of control and invade surrounding tissues. These cells can spread to other parts of the body through the ...
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Life Insurance and Diabetes: Introduction Can You Get Life Insurance with Diabetes? Different Types of Life Insurance Explained Standard Life Insurance and Diabetes: When to Choose it No Medical Life Insurance and Diabetes: When to Choose it No Medical Life Insurance and Diabetes: Rates Life Insurance with Diabetes Type 1 Life Insurance with Diabetes Type 2 Life Insurance for Seniors with Diabetes Getting Life Insurance with Diabetes Life Insurance and Diabetes: Introduction The rise of diabetes in Canada is a concerning trend. According to 2019 ...
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Life Insurance and Depression: Background Can you Get Life Insurance with Depression? Does Life Insurance Cover Depression? What Type of Life Insurance Rates can you Get with Depression? Does Depression Affect Life Insurance Rates, and How? No Medical Life Insurance and Depression: Rates What is the Best Life Insurance for Depression? Life Insurance and Depression: Background Depression is a serious mental health issue that affects millions of Canadians. According to Statistics Canada's 2012 Canadian Community Health Survey (CCHS) on Mental Health, 5.4% of the Canadian ...
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Life Insurance during and after the pandemic Life insurance has always been a part of life for many Canadians, either in the form of an individual life insurance policy, a group life insurance policy, or as mortgage life insurance. The COVID-19 pandemic brought some changes; in particular, the increased ability to get many different types of life insurance, even cheap ones without a medical exam. Nevertheless, if you are starting to look into life insurance options, it is important to be sure to look at ...
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The latest COVID-19 developments The coronavirus (COVID-19) pandemic continues to spread around the world at an alarming rate. In April, the virus had infected more than 2 million people and caused over 170,000 deaths worldwide. During April, Canada experienced more than 30,000 infections and over 1,700 deaths. Everyone knows someone who has been affected by the pandemic, through illness, which is why so many people have already opted for safe sanitization for all environments in their homes, and workplaces to keep the virus at bay ...
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The COVID-19 Pandemic in Canada The Coronavirus (COVID-19) pandemic continues to spread around the world with over 1,350,000 people infected and more than 75,000 deaths to date. Canada is affected with over 17,000 cases and nearly 325 deaths as of April 6, 2020. These numbers are heartbreaking – the crisis impacts every person, every company, and every industry. The insurance industry is not an exception and many insurance companies are dealing with the uncertainly of how to manage this risk. We talked to life insurance professionals ...
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