10 No Medical Life Insurance Myths—Debunked and Clarified What is No Medical Life Insurance? No medical life insurance is a type of policy that eliminates the need for medical exams. In some cases, it even skips the medical questionnaire altogether.…
Critical Illness Costs Compared for Various CI Insurance Types What is Critical Illness Insurance Critical illnesses such as cancer, heart disease, and strokes are increasingly common, affecting millions of people worldwide each year. These conditions can have devastating effects on…
Disability Insurance for High-Risk Jobs: Cost and What You Must Know How does Disability Insurance work? Disability Insurance offers a crucial safety net that distinguishes itself from Critical Illness Insurance by providing a reliable income replacement if you find yourself unable to…
Why is Critical Illness Insurance Important for Seniors? As we age, the likelihood of confronting a critical illness increases significantly, making senior citizens far more susceptible to serious health challenges than their younger counterparts. Compounding this vulnerability, many seniors find…
Life Insurance and High Blood Pressure: Background Getting Life Insurance with High Blood Pressure What is a Rated Policy? Can You Be Denied Life Insurance for High Blood Pressure? Does High Blood Pressure Increase Life Insurance? What are the Typical…
Life Insurance and Diabetes: Introduction Can You Get Life Insurance with Diabetes? Different Types of Life Insurance Explained Standard Life Insurance and Diabetes: When to Choose it No Medical Life Insurance and Diabetes: When to Choose it No Medical Life…
Life Insurance and Depression: Background Can you Get Life Insurance with Depression? Does Life Insurance Cover Depression? What Type of Life Insurance Rates can you Get with Depression? Does Depression Affect Life Insurance Rates, and How? No Medical Life Insurance…
A Saltykov
Posted in COVID-19 and No Medical Life Insurance, Life Insurance, No Medical Insurance, Seniors Insurance
Life Insurance during and after the pandemic Life insurance has always been a part of life for many Canadians, either in the form of an individual life insurance policy, a group life insurance policy, or as mortgage life insurance. The…
You know that protecting your family with life insurance is a smart move, but what if you have a career that makes underwriters view you as risky to insure? Some of the most rewarding careers are the riskiest, but there…
A Saltykov
Posted in Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance, Traditional Insurance
When insurers sell a policy, they always assess risks associated with that policy. Those with lower risks (e.g. younger person, no bad habits, no health pre-conditions) get life insurance rates that are typically lower than those with a history of…
