Category: Guaranteed Insurance

COVID-19 and No Medical Life Insurance – What You Must Know

The latest COVID-19 developments The coronavirus (COVID-19) pandemic continues to spread around the world at an alarming rate. In April, the virus had infected more than 2 million people and caused over 170,000 deaths worldwide. During April, Canada experienced more

No Medical Life Insurance and COVID-19 | 5 Things You Must Know


The COVID-19 Pandemic in Canada The Coronavirus (COVID-19) pandemic continues to spread around the world with over 1,350,000 people infected and more than 75,000 deaths to date. Canada is affected with over 17,000 cases and nearly 325 deaths as of April

No Medical Life Insurance vs Traditional Life Insurance Rates

Woman doing financial caculations

The term “no medical life insurance” has been floating around for some time now. Many are aware that it exists but are not sure of what it comprises. Today we will break down the ins and out of no medical

Dangerous Jobs and Life Insurance: What You Must Know?

The builder holds a helmet in his hands

You know that protecting your family with life insurance is a smart move, but what if you have a career that makes underwriters view you as risky to insure? Some of the most rewarding careers are the riskiest, but there

How to Choose the Right Life Insurance – Visual Decision Help

Life insurance infographics

When insurers sell a policy, they always assess risks associated with that policy. Those with lower risks (e.g. younger person, no bad habits, no health pre-conditions) get life insurance rates that are typically lower than those with a history of

Life Insurance Companies in Canada – Who Owns Whom

Life insurance companies infographics

The variety of life insurance companies in Canada is not what it appears to be in the Canadian market. From a consumer perspective, there are nearly 50 life and health insurance providers, but the reality is a bit different… (scroll

No Medical Life Insurance – 15 Myths You Need to Know

Happy family

Most of the articles about insurance myths talk about typical car insurance legends, such as higher insurance for red cars. Barely anybody focuses on the misinformation about no medical life insurance! Before we start, here’s a quick recap. No medical

No Medical Life Insurance: 22 Tips to Get the Best Rate

No Medical Life Insurance: 22 Tips to Get the Best Rate

No medical life insurance is viable life insurance option for those who either cannot qualify for standard insurance or those who prefer to skip the medical exam, which is an inescapable part of any traditional life insurance assessment. No medical

Life Insurance for People with Cancer – Rate Comparison

Life Insurance for People with Cancer – Rate Comparison

The topic of cancer and life insurance is not an easy one. Cancer is a disease that falls into the category of critical illness, so all insurers treat it as a higher risk. If you were diagnosed with cancer or

What Alternative Life Insurance Options Have People With Diseases?

3 Different Life Insurance Alternatives for People with Diseases

Getting life insurance is not always easy for people whose health is affected by illness and pre-conditions. Insurance is all about risk management, therefore many medical issues are seen by insurers as increased risk – and they price that risk