Simplified life insurance can be an excellent option if you want life insurance without a medical exam. The application is usually shorter, approval can be faster, and you may be able to qualify even if you have health conditions that…
Simplified life insurance can be an excellent option if you want life insurance without a medical exam. The application is usually shorter, approval can be faster, and you may be able to qualify even if you have health conditions that…
Getting life insurance with a pre-existing condition can feel frustrating. As if dealing with health issues wasn’t challenging enough by itself, insurance options often come with additional constraints – coverage may be limited, premiums higher, and approvals less predictable. The…
For many Canadians, buying traditional life insurance can be difficult because it requires medical exams, blood tests, and detailed health questions. If you have health conditions or want faster approval, non medical life insurance policies can provide coverage without medical…
10 No Medical Life Insurance Myths—Debunked and Clarified What is No Medical Life Insurance? No medical life insurance is a type of policy that eliminates the need for medical exams. In some cases, it even skips the medical questionnaire altogether.…
Life Insurance during and after the pandemic Life insurance has always been a part of life for many Canadians, either in the form of an individual life insurance policy, a group life insurance policy, or as mortgage life insurance. The…
The latest COVID-19 developments The coronavirus (COVID-19) pandemic continues to spread around the world at an alarming rate. In April, the virus had infected more than 2 million people and caused over 170,000 deaths worldwide. During April, Canada experienced more…
The COVID-19 Pandemic in Canada The Coronavirus (COVID-19) pandemic continues to spread around the world with over 1,350,000 people infected and more than 75,000 deaths to date. Canada is affected with over 17,000 cases and nearly 325 deaths as of April…
The term “no medical life insurance” has been floating around for some time now. Many are aware that it exists but are not sure of what it comprises. Today we will break down the ins and out of no medical…
You know that protecting your family with life insurance is a smart move, but what if you have a career that makes underwriters view you as risky to insure? Some of the most rewarding careers are the riskiest, but there…
When insurers sell a policy, they always assess risks associated with that policy. Those with lower risks (e.g. younger person, no bad habits, no health pre-conditions) get life insurance rates that are typically lower than those with a history of…