Disability Insurance for Senior Citizens: How Much is it and What Should You Know? How does Disability Insurance work? Unlike Critical Illness Insurance, Disability Insurance coverage replaces a portion of your income if you become disabled and are unable to work,…
A Saltykov
Posted in COVID-19 and No Medical Life Insurance, Life Insurance, No Medical Insurance, Seniors Insurance
Life Insurance during and after the pandemic Life insurance has always been a part of life for many Canadians, either in the form of an individual life insurance policy, a group life insurance policy, or as mortgage life insurance. The…
No Medical Life Insurance
Posted in COVID-19 and No Medical Life Insurance, Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance, Traditional Insurance
The latest COVID-19 developments The coronavirus (COVID-19) pandemic continues to spread around the world at an alarming rate. In April, the virus had infected more than 2 million people and caused over 170,000 deaths worldwide. During April, Canada experienced more…
No Medical Life Insurance
Posted in COVID-19 and No Medical Life Insurance, Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance
The COVID-19 Pandemic in Canada The Coronavirus (COVID-19) pandemic continues to spread around the world with over 1,350,000 people infected and more than 75,000 deaths to date. Canada is affected with over 17,000 cases and nearly 325 deaths as of April…
nerissa
Posted in Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance, Traditional Insurance
The term “no medical life insurance” has been floating around for some time now. Many are aware that it exists but are not sure of what it comprises. Today we will break down the ins and out of no medical…
A Saltykov
Posted in Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance, Traditional Insurance
When insurers sell a policy, they always assess risks associated with that policy. Those with lower risks (e.g. younger person, no bad habits, no health pre-conditions) get life insurance rates that are typically lower than those with a history of…
A Saltykov
Posted in Burial Insurance, Critical Illness insurance, Disability Insurance, Funeral Insurance, Guaranteed Insurance, Insurers, No Medical Insurance, Seniors Insurance, Simplified Insurance, Traditional Insurance
The variety of life insurance companies in Canada is not what it appears to be in the Canadian market. From a consumer perspective, there are nearly 50 life and health insurance providers, but the reality is a bit different… (scroll…
A Saltykov
Posted in Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance
No medical life insurance is viable life insurance option for those who either cannot qualify for standard insurance or those who prefer to skip the medical exam, which is an inescapable part of any traditional life insurance assessment. No medical…
No Medical Life Insurance
Posted in Guaranteed Insurance, No Medical Insurance, Seniors Insurance, Simplified Insurance, Traditional Insurance
Getting life insurance is not always easy for people whose health is affected by illness and pre-conditions. Insurance is all about risk management, therefore many medical issues are seen by insurers as increased risk – and they price that risk…
A Saltykov
Posted in Guaranteed Insurance, No Medical Insurance, Pre-Condition Insurance, Seniors Insurance, Simplified Insurance
Despite many people’s best intentions, they put off getting life insurance. Sometimes it’s the thought of their own death or disability that disturbs them, other times it’s just a convenient thing to push to the back burner. After all, what…
