We all know that as you get older, your health becomes much more of a concern and many assume that their various health problems, along with their advancing age will disqualify them from being able to purchase life insurance.
Category: No Medical Insurance
Term Insurance for Unhealthy Canadians
You can still get term insurance if you’re unhealthy. Many brokers used to steer clear of unhealthy clients. The reason for this avoidance was twofold:
Tagged with: term life
The Advantages and Disadvantages of No Medical Life Insurance
No-medical life insurance in Canada has seen an upsurge in popularity in recent years, but how many insurance advisors and consumers really understand the pros and cons of this type of coverage? We lay out five advantages and disadvantages just…
The No Medical Life Insurance Rip-Off
When it comes to No Medical life Insurance, most consumers are in the dark about which plan is best. In fact, even most insurance brokers have a very limited understanding of the nuances of the No Medical life insurance market right…
Can Someone Who has HIV/Aids Get Life Insurance?
Currently, 73,000 Canadians live with HIV/AIDS — up from 69,000 in 2001. They can expect to live into their early 70s, making life insurance a realistic possibility. Traditional life insurance is generally not available for people with HIV. Most simplified issue plans…
No Medical Life Insurance: Comparing the Top Companies
Three of the top no-medical life insurance providers in Canada are Canada Protection Plan (underwritten by Foresters Life Insurance Company), Assumption Life, and Industrial Alliance.
Assumption Life: Total Protection No Medical Life Insurance Plans
Assumption Life Is a leading provider of no medical life insurance. They have a variety of plans available without a medical. Assumption Life’s Flex Term plans have no medical tests, but have a full range of health questions similar to…
No Medical Life Insurance: Smokers vs. Non-Smokers
When most people hear the words “No Medical Life Insurance” they often assume that there are never any health questions required to qualify on any policy branded that way. In actual fact, No Medical Life Insurance policies can be broken…
No Medical Life Insurance: 5 Insider Tips
No medical life insurance is better for people with health issues.The no medical life insurance landscape in Canada has changed in recent years.Once an afterthought for many insurance companies, competition is heating up among carriers in this market. A couple…
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Why Buy No Medical Life Insurance from a Broker
We’ve all seen the advertisements on TV, or on the radio, life insurance without a medical test and no health questions. It all seems pretty straightforward and easy, but not so fast. No medical life insurance can be really broken…
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