Ebola, a disease that was practically unheard of 40 years ago has become the most frightening disease in human history. New cases are reported daily and vaccine development is progressing at an ‘unprecedented rate’. The outbreak has been ongoing since…
There are some health issues that not everyone thinks to insure against. Cancer, though it is estimated that two in five Canadians will develop the disease at some point in their life, is one of those issues. Cancer is all…
Autism is a neurodevelopment disorder that affects 1 in every 450 Canadians. When referring to autism many people might be addressing the broad term of Autism Spectrum Disorder (ASD), which includes Autistic Disorder, Asperger’s Syndrome, and Pervasive Development Disorder Not…
As a senior citizen, health certainly becomes an issue the longer you live, but that doesn’t mean you’re immediately disqualified from life insurance. Particularly if you have a pre-existing condition. It’s true, you may not qualify for traditional life insurance…
Did you know that only two thirds of Canadians have life insurance? Among the reasons why some Canadians are uninsured is the thought that there is no life insurance for the sick. Life insurance companies only underwrite healthy people because…
Currently, 73,000 Canadians live with HIV/AIDS — up from 69,000 in 2001. They can expect to live into their early 70s, making life insurance a realistic possibility. Traditional life insurance is generally not available for people with HIV. Most simplified issue plans…
As of 2005, there were 58,000 Canadians living with HIV/AIDS. Yet, the life insurance market has traditionally been closed to those with immune system deficiencies. However, non-medical life insurance coverage for people living with diseases like AIDS is available from…
More and more people are surviving cancer every day and it’s having a tremendous impact on the way life insurance companies underwrite those who survive cancer. Many forms of cancer are very treatable in their early stages and insurance companies…
