Insurance Blog

A couple reading life insurance papers

Seniors Pre-Existing Condition Insurance Plans

Ah, those lovely golden years! You've worked hard all your life, paid off your mortgage, set aside a little for the kids, put a few thousand in your grand-kid's RESPs, and now you're ready to follow your retirement dream of travelling around the world. Why not? Hopefully, you've had wealth management for corporations across the US in your working days, and you're financially in a great position to make the dreams of travelling around the world a reality! You've worked hard and you deserve it ...
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Medical claim denied

Is There Health Insurance for Sick People

In a perfect world, we would all be young, beautiful, and in great health. The reality is, however, that we age and sometimes our health is compromised by various factors. These factors include genetic predisposition to certain diseases, contacting a virus or illness, complications from an accident and age-related illnesses. In a perfect world, we would all have taken care of our insurance needs when we were fit, healthy and in our early 20s. In reality, again, sometimes we overlook this part of life maintenance ...
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Piggy banks for retirement

Retiree Health Insurance Not A Myth But A Necessity

You have worked for years and learned how to save and accumulate stable foundations for your loved ones' schooling, special occasions, unexpected periods of unemployment and health concerns. You might even be an experienced trader, having used sites like Metatrader (https://kryptoszene.de/trading/metatrader/) to invest in stocks and shares to build up some additional funds. Now, having retired, you are happy to see your family members on stable ground and enjoy life to the fullest, looking back with satisfaction. Something that may be missing from the picture ...
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Exam canceled

Who should Purchase Life Insurance Without a Medical Exam

Life insurance is put in place to protect individuals and families in the event of an unplanned death. There are numerous types of policies available depending on your budget and need. Each type of insurance will have its own set of unique benefits. Unfortunately, what many discover is their own ineligibility to obtain life insurance ...
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Comparing life insurance sign

What is Guaranteed Issue Life Insurance in Canada

Life insurance is one of those things you know you need, but may be putting off for several reasons. Perhaps you find the terms confusing or think you can’t afford coverage. Maybe you feel you will be denied because of your health or a pre-existing condition. Regardless of your reasons, if you don’t have coverage, the time to act is now. An agent can easily assist you on the phone, in person, or even online to help you understand the terms, premiums and benefits. The ...
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Critical illness insurance sketch

Getting a Critical Illness Insurance Quote

We sleep better with the knowledge that we have done our due diligence in researching the types of insurance, getting the best quote, ensuring all the riders are applicable to our current and potential future needs, and having all the right pieces in place with the hope that we will never have to really see if we have all the right pieces. For example, if you are looking to purchase car insurance, you could look into something like one sure insurance reviews to help you ...
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Wheelchair

No Medical Disability Insurance Completes Your Coverage

There are many different options for insurance and no medical disability insurance is one of them. What is this and why do you need it? ...
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No medical exam sign

Life Insurance Without a Medical Exam

In the past, if you had a medical history that left you predisposed to serious illness, your ability to purchase life insurance was limited. In fact, depending on the extent of your medical history, you may have been completely denied any form of life insurance. This could be devastating for anyone raising a young family ...
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Pills in the palm of your hand

Seniors Pre-existing Condition Insurance

As a senior citizen, health certainly becomes an issue the longer you live, but that doesn't mean you're immediately disqualified from life insurance. Particularly if you have a pre-existing condition. It's true, you may not qualify for traditional life insurance because you may not be able to pass the medical exams, like the blood and urine tests, or answer the health questions, but that doesn't mean you are shut out of life insurance for good. First of all, you may still qualify for traditional life ...
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A happy couple dancing on the beach

Life Insurance for Seniors Living in Canada

Four Good Reasons Seniors Should Have Life Insurance As seniors age then it's time to think smartly about their expenses. Without an income then they will risk running out of money if their spending is too high. This means they need to look for affordable housing (find out more at https://www.immanuel.com/senior-living-choice/affordable-housing), their will, and getting life insurance. 1. Life insurance can replace lost income. Many seniors live on a fixed retirement income that is far below the standards of a working couple. When one partner ...
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