Insurance Blog

What would happen if you applied for life insurance and made a false statement on the application? What would happen if you got life insurance and marijuana use was a common practice that you did not disclose? ...
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While life insurance needs are best determined on a case by case basis, there are a number of important points that you need to consider when it comes to life insurance for people over 75. If you are older than 75 and currently do not have a life insurance policy, you could have difficulty getting regular coverage. The older you are, the more difficult it can be to get coverage. The truth is that getting life insurance for people over 75 can be a difficult ...
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Would a skydiver, bungee jumper or member of a bomb squad obtain life insurance? Very likely, yes. That is because some insurance companies specialize in life insurance for high risk occupations which could end with the worker being injured on the job. With this being said, if you are someone who works within a high risk industry, it is sad to say, but accidents may happen. From getting the right insurance policy to checking out sites like https://flemingattorneys.com/offshore-injuries/ your safety is something important that you ...
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Autism is a neurodevelopment disorder that affects 1 in every 450 Canadians. When referring to autism many people might be addressing the broad term of Autism Spectrum Disorder (ASD), which includes Autistic Disorder, Asperger's Syndrome, and Pervasive Development Disorder Not Otherwise Specified (PDDNOS). As autism is a spectrum disorder, people with autism can range from having very severe forms of autism to more mild forms of autism. Those with milder forms are often able to manage their symptoms with the help of natural remedies like ...
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We spend much of our lives worrying about, well, our lives. There is so much to see and do and say. There are so many people to know and love and spend our time with. We have plans to make and memories to treasure. This is all as it should be. Life is a beautiful thing and we should devote ourselves to living it to its fullest. Unfortunately, one of the realities of life is that some day, for all of is, it ends. When ...
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Ever thought of looking into a critical illness insurance quote? Most people don't want to worry about suffering from an illness like a heart attack, stroke or cancer. The general philosophy is, "it'll never happen to me". Well, the reality is: each year in Canada, approximately 555,000 men and 365,000 women suffer heart attacks; there are an estimated 50,000 strokes across this country annually; and 45% of men and 40% of women will be diagnosed with cancer in their lifetime ...
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While no one likes to plan their own funeral, having one in place will ensure that everything goes according to plan when the time comes. While it would be nice to have loved ones take care of your burial arrangements, sometimes it doesn’t always work out that way. In order to make sure that you are fully covered, it is important to protect yourself by investing in a burial insurance policy. Burial insurance will cover all of the expenses of your funeral, depending on what ...
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With many options, companies, policies and prices for seniors' life insurance it is very important to understand what you need when buying insurance. The best life insurance for seniors is a policy that provides an amount of cash upon death that accomplishes whatever the purchaser wanted to have happen when he or she purchased the insurance. This may be to cover a mortgage, cover final expenses or leave money for your family or a charity. If you are looking to cover a Permanent need such ...
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While not a legal requirement like auto insurance, seniors' term insurance is important and offers benefits to your children and family. While some people do not like to mention life insurance, thinking it is akin to talking about death, it is a moral right and responsibility to consider your family, should there be an event that forces a loss of capacity to earn a livelihood. As people get older, their needs change and they have to take into account what their immediate next steps are ...
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To understand what we mean when we discuss senior's whole life insurance, we must first differentiate between whole and term insurance. Whole life insurance is a policy that covers you until you pass away. Most whole life insurance policies have a cash allowance that builds up over time. You can withdraw or borrow against this allowance, but you must pay it back to receive the full benefit. If you purchase whole life insurance when you are young, you will enjoy a low premium for life ...
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