Life insurance is put in place to protect individuals and families in the event of an unplanned death. There are numerous types of policies available depending on your budget and need. Each type of insurance will have its own set…
Category: No Medical Insurance
Life Insurance Without a Medical Exam
In the past, if you had a medical history that left you predisposed to serious illness, your ability to purchase life insurance was limited. In fact, depending on the extent of your medical history, you may have been completely denied…
Seniors No Medical Insurance
We all know that as you get older, your health becomes much more of a concern and many assume that their various health problems, along with their advancing age will disqualify them from being able to purchase life insurance.
Term Insurance for Unhealthy Canadians
You can still get term insurance if you’re unhealthy. Many brokers used to steer clear of unhealthy clients. The reason for this avoidance was twofold:
Tagged with: term life
The Advantages and Disadvantages of No Medical Life Insurance
No-medical life insurance in Canada has seen an upsurge in popularity in recent years, but how many insurance advisors and consumers really understand the pros and cons of this type of coverage? We lay out five advantages and disadvantages just…
The No Medical Life Insurance Rip-Off
When it comes to No Medical life Insurance, most consumers are in the dark about which plan is best. In fact, even most insurance brokers have a very limited understanding of the nuances of the No Medical life insurance market right…
Can Someone Who has HIV/Aids Get Life Insurance?
Currently, 73,000 Canadians live with HIV/AIDS — up from 69,000 in 2001. They can expect to live into their early 70s, making life insurance a realistic possibility. Traditional life insurance is generally not available for people with HIV. Most simplified issue plans…
No Medical Life Insurance: Comparing the Top Companies
Three of the top no-medical life insurance providers in Canada are Canada Protection Plan (underwritten by Foresters Life Insurance Company), Assumption Life, and Industrial Alliance.
Assumption Life: Total Protection No Medical Life Insurance Plans
Assumption Life Is a leading provider of no medical life insurance. They have a variety of plans available without a medical. Assumption Life’s Flex Term plans have no medical tests, but have a full range of health questions similar to…
No Medical Life Insurance: Smokers vs. Non-Smokers
When most people hear the words “No Medical Life Insurance” they often assume that there are never any health questions required to qualify on any policy branded that way. In actual fact, No Medical Life Insurance policies can be broken…
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