Insurance Blog

Most people don’t start thinking about things like life insurance until they get a little older. When you are young, you are focused on having fun and going to school. When you first start working, you are focused on building your career and starting your family. When you have kids, you are focused on your children’s wellbeing. This often leads to a situation where life insurance gets left on the back burner and is not something that you take seriously until you get sick ...
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A recent LIMRA article stated that 75 percent of Canadians would struggle financially if their household’s primary breadwinner were to die. The truth is, this number is likely much higher than that. Aside from the emotional devastation, having a spouse die could be financially devastating for anyone without life insurance ...
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What makes NoMedicalLifeInsurance’s approach different? Well, it is actually the entire package. Whereas ‘regular’ insurance brokers have been taking it upon themselves for many years to spontaneously decide that an extra factor should make it impossible to obtain life insurance coverage, period, these guys focus on finding a solution that works for each individual customer. That includes options for life insurance with no medical tests ...
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For decades, those with pre-existing health conditions, those of advanced years, and those with complicated personal medical histories have been largely excluded from even the possibility of clearly and directly discussing life insurance in Canada. A person falling into any of these categories, upon approaching any insurance services provider, immediately drew raised eyebrows and reluctance to talk business. The usual question was: “How do you expect to pass a medical exam?” Life insurance with no medical tests involved was fiction. Thankfully, it is now reality ...
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Medical tests are part of life Even if you are healthy, medical tests are frequently part of your life. There are certain tests that you will be required to take as way to check for a variety of illnesses and ailments. From the day you are born until you pass, medical test will be part of your life ...
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Who Needs Guaranteed Issue Life Insurance in Canada Investing in a comprehensive life insurance plan could be one of the best things you do for your family. Unfortunately, as life gets busier, it is easy to overlook the need for life insurance. The thing is, no one can predict when their life will end, and the longer a consumer waits, the more difficult it becomes to get life insurance at an affordable rate. However, if a consumer is looking for life insurance and the circumstances ...
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One of the most eye opening health scares is a heart attack. They are scary and people rarely see them coming. They can happen at any time to anyone, especially if you have not been going for regular medical check-ups. While most people recover from a heart attack, it frequently serves as a warming to people that they need to get their health in order. It’s also lights a fire under people to go out and look into their health insurance heart attack coverage options ...
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It can be hard to impress the need for life or disability insurance upon a young person just entering the workforce. It is the nature of youth to fail to see the potential for such a purchase. It can also be hard to manage the payments of such insurances. For individuals with a disability who already possibly use apps with invoicing software to help them manage payments and health insurance reimbursements, they might be able to guarantee that balancing insurance policies and figuring them out ...
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Life insurance is something that people generally start to think about when they start a family or later on in life. Once you start a family, buy a house and establish yourself in your career, people then start to think about ways they can make sure their family is protected if something happens to them. Of course, some people get insurance through their employer (learn more about medical insurance for business here) so they don't need to look into health insurance because they are already ...
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Do doctors and medical exams make you feel nervous or uncomfortable? Do you have little free time and the idea of spending it in a doctor's clinic just doesn't appeal to you? Do you have a medical history that might indicate future health problems or have you recently been diagnosed with a critical illness? If you answered yes to any of these questions, no medical critical illness insurance might be the perfect health insurance option for you ...
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