Insurance Blog

Turns out, living in Chicago will increase your likelihood of a heart attack – and it's not because of the famous deep-dish pizza. Not that living in Denver would not invite the chances of heart aches or diseases. Although the chances are slightly lower than those living in Chicago, one should not disregard the fact that they still exist. Even if you live out most of your days in your dwelling in Denver, you are still likely to fall ill because the indoor air quality ...
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Life insurance will now cover funeral expenses and a lot of funerals offer different services that may accommodate your needs - view website here to learn more. Funeral costs can vary widely in Canada, depending on which features you're looking for. Some funerals can feature grand elements to celebrate the person's life. No one said planning a funeral was going to be easy. It can also be expensive too. From checking out a site like Dayton Headstones to pick a headstone, getting in touch with ...
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Drug use has gone down in Canada. According to the CBC, about 11 per cent of the Canadian population uses drugs. The most prevalent drug used outside of alcohol is cannabis, as 39 per cent of Canadians have used cannabis in their lifetime, with the average first time they tried it at 15 years old. Of course, if cannabis is legal in your country, or you have been prescribed medical cannabis for a health problem, then the likelihood of you trying it at an earlier ...
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Guaranteed issue life insurance provides applicants with life insurance with no medical tests and no health questions ...
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When it comes to No Medical life Insurance, most consumers are in the dark about which plan is best. In fact, even most insurance brokers have a very limited understanding of the nuances of the No Medical life insurance market right along with their clients. Right now, two large Canadian insurance companies are taking advantage of this knowledge gap ...
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RBC and BMO have almost identical guaranteed issue plans. BMO Insurance and RBC Insurance are battling it out with independent brokers for a share of Canada's guaranteed issue marketplace. These policies, generally used to fund final expenses, are an after thought to many brokers, but Insurance companies are starting to see the value in offering these plans ...
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Foresters' Easy Term plan offers a unique solution for clients who like to travel to otherwise uninsurable locations. Applicants can qualify for up to $250,000 in coverage with no medical tests. The plan is renewable and convertible. The policy does not offer preferred rates, and its health questions are comparable to those found in most traditional life insurance applications ...
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Two of the leading direct suppliers of guaranteed issue life insurance in Canada are BMO Insurance and Manulife Financial. Both guaranteed issue plans are available via the suppliers' respective websites and call centres, but they are not available via their independent broker networks. Manulife Financial Cover Me Guaranteed Issue Life Insurance No medical tests and no health questions Face amounts up to $25,000 Premiums guaranteed never to increase The beneficiary receives five times the coverage if the insured dies by accident The death benefit is ...
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Currently, 73,000 Canadians live with HIV/AIDS — up from 69,000 in 2001. They can expect to live into their early 70s, making life insurance a realistic possibility. Traditional life insurance is generally not available for people with HIV. Most simplified issue plans (which include no medical tests and a limited number of health questions) also have an HIV/AIDS-related question. However, guaranteed Issue life insurance (which include no medical tests and no health questions) are available. The Edge offers up to $25,000 in coverage. Bingham Group Services also offers a ...
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Three of the top no-medical life insurance providers in Canada are Canada Protection Plan (underwritten by Foresters Life Insurance Company), Assumption Life, and Industrial Alliance ...
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