Foresters‘ Easy Term plan offers a unique solution for clients who like to travel to otherwise uninsurable locations. Applicants can qualify for up to $250,000 in coverage with no medical tests. The plan is renewable and convertible. The policy does not offer preferred rates, and its health questions are comparable to those found in most traditional life insurance applications. However, clients who travel to some less popular destinations around the world may find great value in this plan. Rates
40-year-old, male non-smoker $100,000 EZ Term 10: $14.85 a month
40-year-old, male non-smoker $150,000 EZ Term 10: $20.70 a month
40-year-old, male non-smoker $250,000 EZ Term 10: $32.40 a month
Chantal’s Insider Tip: This coverage is not available to applicants who have been previously declined.