Insurance Blog

A survey commissioned and released in April 2013 by The Canadian Life and Health Insurance Association (CLHIA) and conducted by Leger Marketing, found that a large majority of older Canadians would not be able to afford the high costs of long-term care. Most notably, the study revealed that few older Canadians are using insurance to prepare for potential long-term care costs. Many of our American friends down south are making use of this method to pay for senior home care in Austin, MN, and across ...
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Plans for after you're gone can be daunting, but there are people out there to help. For estate planning, you can find an estate planning attorney Denver CO area for example to sort you out. Then you need a broker. But which broker is best? is a bit of a loaded question, especially since it's so hard to determine what particular talent makes a broker the best at life insurance in Toronto. Are they the best at making money? Do they sell the best life ...
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Permanent life insurance policies for seniors in Canada come in three distinct varieties. The first type of permanent life insurance policy for seniors in Canada is a term 100 insurance. This type of policy provides fixed premiums and lifetime protection. Term 100 policies generally do not build a cash value ...
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Death is tragic, inevitable and uncertain, but there is a way to take back a little piece of mind and at least given your family financial certainty in the untimely event of your death. Burial insurance for seniors is one of the myriad of insurance options available to cover your final expenses. Numerous sources point out that funeral expenses in Canada can top at least $10,000. This includes the funeral services, the burial method chosen, flowers, catering, death notices, etc. You can cover your final ...
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Burial insurance is also known as pre-need or final expenses insurance and is meant to cover final expenses when the policyholder passes away. Most final expenses insurance policies offer coverage amounts between $5,000 and $25,000. For many it's vital that they have a policy in place to cover these last costs because most funerals in Canada exceed $10,000 in price. There are also various tax liabilities, final medical expenses and various unexpected ongoing costs that can reveal themselves up until the estate is finally settled ...
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Different laws, guidelines, and life expectancies mean that life insurance policies are different for each country. For example, someone from the UK may find it easier to get an amazing policy thanks to sites like https://discountlifecover.co.uk/, whereas an American might struggle to find a similar policy in the US because the laws are different. While it's all pretty similar, these small changes can affect policies in a big way. This is why you need to do a lot of research into which life insurance policy ...
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It's a common misconception, but life insurance for seniors is not as limited as you may think. the reality is, the options are plentiful when discussing life insurance for seniors, but it's just a matter of knowing where to look and which broker to work with ...
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No medical disability insurance has no medical tests. Disability insurance can be confusing for people who haven't had time to look into all the different types of insurances. You may be questioning how does disability insurance work because it can get confusing. This is why no medical disability insurance is the perfect solution for those who want disability insurance, but fear they would be disqualified by medical circumstances. Unlike no medical disability insurance, most disability insurance policies do require medical tests. In fact, disability insurance ...
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You can still get term insurance if you're unhealthy. Many brokers used to steer clear of unhealthy clients. The reason for this avoidance was twofold: ...
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According to Michael Taylor, vice president of sales at Hunter McCorquodale about 5% of all life insurance applications are declined in Canada each year. This equates to roughly 35,000 decline policies ...
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