Insurance Blog

Life insurance is one of those things you know you need, but may be putting off for several reasons. Perhaps you find the terms confusing or think you can’t afford coverage. Maybe you feel you will be denied because of your health or a pre-existing condition. Regardless of your reasons, if you don’t have coverage, the time to act is now. An agent can easily assist you on the phone, in person, or even online to help you understand the terms, premiums and benefits. The ...
Read more

We sleep better with the knowledge that we have done our due diligence in researching the types of insurance, getting the best quote, ensuring all the riders are applicable to our current and potential future needs, and having all the right pieces in place with the hope that we will never have to really see if we have all the right pieces. For example, if you are looking to purchase car insurance, you could look into something like one sure insurance reviews to help you ...
Read more

There are many different options for insurance and no medical disability insurance is one of them. What is this and why do you need it? ...
Read more

In the past, if you had a medical history that left you predisposed to serious illness, your ability to purchase life insurance was limited. In fact, depending on the extent of your medical history, you may have been completely denied any form of life insurance. This could be devastating for anyone raising a young family ...
Read more

As a senior citizen, health certainly becomes an issue the longer you live, but that doesn't mean you're immediately disqualified from life insurance. Particularly if you have a pre-existing condition. It's true, you may not qualify for traditional life insurance because you may not be able to pass the medical exams, like the blood and urine tests, or answer the health questions, but that doesn't mean you are shut out of life insurance for good. First of all, you may still qualify for traditional life ...
Read more

Four Good Reasons Seniors Should Have Life Insurance As seniors age then it's time to think smartly about their expenses. Without an income then they will risk running out of money if their spending is too high. This means they need to look for affordable housing (find out more at https://www.immanuel.com/senior-living-choice/affordable-housing), their will, and getting life insurance. 1. Life insurance can replace lost income. Many seniors live on a fixed retirement income that is far below the standards of a working couple. When one partner ...
Read more

Seniors Whole Life Insurance offers lifetime life insurance protection for seniors. Unlike term insurance, which only covers you for a stated term, such as ten, 15, 20 or 30 years, whole life insurance covers you for your entire life and is usually paid-up by a certain age listed on the policy ...
Read more

Term insurance could be a good short-term solution. Seniors Term Insurance is term life insurance marketed directly to seniors usually as a means of covering final expenses. However, term insurance only covers you for a stated term and duration. It can be for a stated number of years, such as ten 20 or 30 years or to a certain age, such as term to 75, which expires at age 75. If one is looking for coverage for final expenses, they must pass away within that ...
Read more

Seniors Guaranteed Issue Insurance is guaranteed issue life insurance marketed directly to seniors for the purpose of covering final expenses ...
Read more

Those who buy Seniors Funeral Insurance are generally concerned with relieving their family from the burden of having to pay for their funeral and other final expenses and debts ...
Read more