Insurance Blog

We spend much of our lives worrying about, well, our lives. There is so much to see and do and say. There are so many people to know and love and spend our time with. We have plans to make and memories to treasure. This is all as it should be. Life is a beautiful thing and we should devote ourselves to living it to its fullest. Unfortunately, one of the realities of life is that some day, for all of is, it ends. When ...
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Ever thought of looking into a critical illness insurance quote? Most people don't want to worry about suffering from an illness like a heart attack, stroke or cancer. The general philosophy is, "it'll never happen to me". Well, the reality is: each year in Canada, approximately 555,000 men and 365,000 women suffer heart attacks; there are an estimated 50,000 strokes across this country annually; and 45% of men and 40% of women will be diagnosed with cancer in their lifetime ...
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While no one likes to plan their own funeral, having one in place will ensure that everything goes according to plan when the time comes. While it would be nice to have loved ones take care of your burial arrangements, sometimes it doesn’t always work out that way. In order to make sure that you are fully covered, it is important to protect yourself by investing in a burial insurance policy. Burial insurance will cover all of the expenses of your funeral, depending on what ...
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With many options, companies, policies and prices for seniors' life insurance it is very important to understand what you need when buying insurance. The best life insurance for seniors is a policy that provides an amount of cash upon death that accomplishes whatever the purchaser wanted to have happen when he or she purchased the insurance. This may be to cover a mortgage, cover final expenses or leave money for your family or a charity. If you are looking to cover a Permanent need such ...
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While not a legal requirement like auto insurance, seniors' term insurance is important and offers benefits to your children and family. While some people do not like to mention life insurance, thinking it is akin to talking about death, it is a moral right and responsibility to consider your family, should there be an event that forces a loss of capacity to earn a livelihood. As people get older, their needs change and they have to take into account what their immediate next steps are ...
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To understand what we mean when we discuss senior's whole life insurance, we must first differentiate between whole and term insurance. Whole life insurance is a policy that covers you until you pass away. Most whole life insurance policies have a cash allowance that builds up over time. You can withdraw or borrow against this allowance, but you must pay it back to receive the full benefit. If you purchase whole life insurance when you are young, you will enjoy a low premium for life ...
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Ah, those lovely golden years! You've worked hard all your life, paid off your mortgage, set aside a little for the kids, put a few thousand in your grand-kid's RESPs, and now you're ready to follow your retirement dream of travelling around the world. Why not? Hopefully, you've had wealth management for corporations across the US in your working days, and you're financially in a great position to make the dreams of travelling around the world a reality! You've worked hard and you deserve it ...
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In a perfect world, we would all be young, beautiful, and in great health. The reality is, however, that we age and sometimes our health is compromised by various factors. These factors include genetic predisposition to certain diseases, contacting a virus or illness, complications from an accident and age-related illnesses. In a perfect world, we would all have taken care of our insurance needs when we were fit, healthy and in our early 20s. In reality, again, sometimes we overlook this part of life maintenance ...
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You have worked for years and learned how to save and accumulate stable foundations for your loved ones' schooling, special occasions, unexpected periods of unemployment and health concerns. You might even be an experienced trader, having used sites like Metatrader (https://kryptoszene.de/trading/metatrader/) to invest in stocks and shares to build up some additional funds. Now, having retired, you are happy to see your family members on stable ground and enjoy life to the fullest, looking back with satisfaction. Something that may be missing from the picture ...
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Life insurance is put in place to protect individuals and families in the event of an unplanned death. There are numerous types of policies available depending on your budget and need. Each type of insurance will have its own set of unique benefits. Unfortunately, what many discover is their own ineligibility to obtain life insurance ...
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