Ah, those lovely golden years! You’ve worked hard all your life, paid off your mortgage, set aside a little for the kids, put a few thousand in your grand-kid’s RESPs, and now you’re ready to follow your retirement dream of… Tag: pre-conditions
Seniors Pre-Existing Condition Insurance Plans
Ah, those lovely golden years! You’ve worked hard all your life, paid off your mortgage, set aside a little for the kids, put a few thousand in your grand-kid’s RESPs, and now you’re ready to follow your retirement dream of… Is There Health Insurance for Sick People
In a perfect world, we would all be young, beautiful, and in great health. The reality is, however, that we age and sometimes our health is compromised by various factors. These factors include genetic predisposition to certain diseases, contacting a…
Tagged with: pre-conditions
Seniors Pre-existing Condition Insurance
As a senior citizen, health certainly becomes an issue the longer you live, but that doesn’t mean you’re immediately disqualified from life insurance. Particularly if you have a pre-existing condition. It’s true, you may not qualify for traditional life insurance…
Life Insurance for the Sick is a Reality
Did you know that only two thirds of Canadians have life insurance? Among the reasons why some Canadians are uninsured is the thought that there is no life insurance for the sick. Life insurance companies only underwrite healthy people because…
Can Someone Who has HIV/Aids Get Life Insurance?
Currently, 73,000 Canadians live with HIV/AIDS — up from 69,000 in 2001. They can expect to live into their early 70s, making life insurance a realistic possibility. Traditional life insurance is generally not available for people with HIV. Most simplified issue plans…
Life Insurance for People with HIV or AIDS
As of 2005, there were 58,000 Canadians living with HIV/AIDS. Yet, the life insurance market has traditionally been closed to those with immune system deficiencies. However, non-medical life insurance coverage for people living with diseases like AIDS is available from…
Life Insurance and Cancer
More and more people are surviving cancer every day and it’s having a tremendous impact on the way life insurance companies underwrite those who survive cancer. Many forms of cancer are very treatable in their early stages and insurance companies…