Cocaine and crack are the second most prevalent illicit drug, behind cannabis, used by Canadians 15 and older, according to the RCMP’s Canadian Addiction Survey Unfortunately, applicants who have a history of past drug use, including hard drugs such as…
The obesity rate in Canada is probably close to 25%, according to the Public Health Agency. However, if you find yourself among that number, this doesn’t necessarily exclude you from qualifying for life insurance. Simplified issue life insurance policies are…
When most consumers and life insurance brokers hear the words no medical life insurance, they think of a life insurance policy designed for someone was serious health issues.
Roughly 4% of life insurance applications are declined every year in Canada, which represents 32,000 applications and $8 billion in premiums. Lifestyle issues or medical history make up 80% of the reason why applications get rejected. So if you find…
Guaranteed issue life Insurance seems like a no hassle, easy way to buy life insurance. The ads make it sound so simple: no pushy salesperson, no medical tests and no health questions. However, all this convenience and simplicity comes at…
Hunter McCorquodale Inc. offers a special risk life insurance policy that is different from other simplified issue and guaranteed issue life insurance plans. Simplified issue life Insurance policies are issued on an instant issue basis, which means the insured is…
According to the latest statistics from Statistics Canada, around 10,000 people die by accident every year. Accidental death insurance, as the name implies, only pays out if the insured dies by accident. An insured dying by accident is much less…
We like to offer complex financial help to our clients, not only guaranteed issue life insurance. And we encountered number of clients bothered with their car leasing. Leasing a car from a company such as ICL may be a sensible…
No Medical Life Insurance opens Twitter account. You are welcome to follow stream of information about Canadian insurance industry, policy reviews and financial news, prepared by LSM Insurance team.
As of 2005, there were 58,000 Canadians living with HIV/AIDS. Yet, the life insurance market has traditionally been closed to those with immune system deficiencies. However, non-medical life insurance coverage for people living with diseases like AIDS is available from…
