According to Michael Taylor, vice president of sales at Hunter McCorquodale about 5% of all life insurance applications are declined in Canada each year. This equates to roughly 35,000 decline policies.
Category: Uncategorized
Why Insurance Companies Hate Smokers
A study from the University of Toronto found that those who’ve never smoked live, on average, a full decade longer than lifetime smokers. However, there was also good news for smokers in the same study: those who quit smoking by…
Tagged with: drugs
Simplified Issue Crititical Illness Term 10 Coverage
La Capitale offers a simplified issue critical illness term 10 policy called Second Chance. The policy is available to applicants aged 18 to 60 and is available in face amounts of $10,000, $25,000, and $50,000. The premiums are level for…
If You Don’t Want to Have a Heart Attack, Stay Away From Chicago
Turns out, living in Chicago will increase your likelihood of a heart attack – and it’s not because of the famous deep-dish pizza. Not that living in Denver would not invite the chances of heart aches or diseases. Although the…
Tagged with: heart attack
Drug Use and Life Insurance
Drug use has gone down in Canada. According to the CBC, about 11 per cent of the Canadian population uses drugs. The most prevalent drug used outside of alcohol is cannabis, as 39 per cent of Canadians have used cannabis…
Tagged with: drugs
Guaranteed Issue Life Insurance Options
Guaranteed issue life insurance provides applicants with life insurance with no medical tests and no health questions.
Tagged with: guarantied issue
Can I Get Life Insurance After a DUI?
About 50,000 Canadians are arrested and charged with a DUI each year. If you have been arrested for a DUI then you may need someone like these philadelphia criminal lawyers to help your legal battle. A DUI will definitely have…
Tagged with: faq
Life Insurance and the Top 10 Most Dangerous Jobs
According to the latest stats from the U.S. Bureau of Labor Statistics, the Top 10 Most Dangerous Jobs in America are the following:
What is A Guaranteed Issue Life Insurance Policy?
1. How long is the waiting period for non-accidental deaths? Most guaranteed issue policies have a two-year waiting period, which means that if the insured dies in the first two years, the coverage is limited to a return-of-premium, plus interest.…
Smoking and Life Insurance: Points to Consider
We parse out the difference between smoking and non-smoking rates. Most insurance companies require an applicant to be tobacco free for 12 months before they qualify for non-smoker rates. To qualify for preferred rates, (which are further discounted rates given…
Tagged with: drugs
© 2026
NoMedicalLifeInsurance
Insurance by Location
No Medical Life Insurance.ca is owned and operates as LSM Insurance Services Ltd