When most consumers and life insurance brokers hear the words no medical life insurance, they think of a life insurance policy designed for someone was serious health issues.
Author: aaronb
Cancer Insurance Without A Medical
You can get protection against cancer without a medical. Cancer is the leading cause of death in Canada. Two out of five people develop cancer during their lifetimes and on average more than 500 Canadians are diagnosed with cancer every…
Tagged with: cancer
What Steps Should I Take If My Life Insurance Application is Declined?
Roughly 4% of life insurance applications are declined every year in Canada, which represents 32,000 applications and $8 billion in premiums. Lifestyle issues or medical history make up 80% of the reason why applications get rejected. So if you find…
5 Reasons Not to Buy Guaranteed Issue Life Insurance
Guaranteed issue life Insurance seems like a no hassle, easy way to buy life insurance. The ads make it sound so simple: no pushy salesperson, no medical tests and no health questions. However, all this convenience and simplicity comes at…
Tagged with: guarantied issue
Special Risk Life Insurance
Hunter McCorquodale Inc. offers a special risk life insurance policy that is different from other simplified issue and guaranteed issue life insurance plans. Simplified issue life Insurance policies are issued on an instant issue basis, which means the insured is…
Tagged with: high risk
When is Accidental Death Coverage a Good Fit
According to the latest statistics from Statistics Canada, around 10,000 people die by accident every year. Accidental death insurance, as the name implies, only pays out if the insured dies by accident. An insured dying by accident is much less…
Tagged with: death
‘No Medical’ Doesn’t Always Mean No Questions
Many insurance buyers don’t understand the meaning of no medical exam life insurance. They assume that since there are no medical tests anyone can qualify, which isn’t necessarily the case. Unfortunately, only some no medical plans have this perk. This…
Life Insurance and Funeral Costs
Looking for a way to cover final expenses? Funeral insurance maybe the answer. Proceeds are paid out tax free in a lump sum. The Industrial Alliance website breaks down the cost of Funeral Expenses and related expenses. It reveals that…
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