Tag: faq

Life Insurance and the Top 10 Most Dangerous Jobs

Scene of the incident

According to the latest stats from the U.S. Bureau of Labor Statistics, the Top 10 Most Dangerous Jobs in America are the following:

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What is A Guaranteed Issue Life Insurance Policy?

Life insurance newspaper article 1. How long is the waiting period for non-accidental deaths? Most guaranteed issue policies have a two-year waiting period, which means that if the insured dies in the first two years, the coverage is limited to a return-of-premium, plus interest.
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No Medical Life Insurance: What Our Experts Have to Say

BMO logo on a building

Are no medical plans from BMO and others really so no hassle? No Medical Life Insurance sounds simple at first glance. It sounds like no hassle when it’s advertised as life insurance with no medical tests. But, hold on!  Most

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What Steps Should I Take If My Life Insurance Application is Declined?

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Roughly 4% of life insurance applications are declined every year in Canada, which represents 32,000 applications and $8 billion in premiums. Lifestyle issues or medical history make up 80% of the reason why applications get rejected. So if you find

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‘No Medical’ Doesn’t Always Mean No Questions

Many insurance buyers don’t understand the meaning of no medical exam life insurance. They assume that since there are no medical tests anyone can qualify, which isn’t necessarily the case. Unfortunately, only some no medical plans have this perk. This

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