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No Medical Life Insurance News

Dining on These Foods Could Be Your Last Meal

July 21st, 2014 · Life Insurance, No Medical Life Insurance Companies

When it comes to food, you don't discriminate. You embrace it all, and are practically drooling to try out new foods that have the potential of making your taste buds tingle! What you don't know is that from delicious delicacies to regular groceries, some of them contain toxins which could potentially end you.

You might love them, but the feeling clearly isn't mutual...

Eat at your own risk!

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11 Things You Never Realized Could Affect Your Insurance Application

June 26th, 2014 · Life Insurance, No Medical Life Insurance Companies

dui
Photo by Josh Hallett / CC BY
Having a DUI on your record could
  negatively impact your premiums.

You'd like to consider yourself a life insurance novice. You've done your research and know the primary factors that underwriters consider when determining your premium: your age, health, family health history, tobacco use, occupation, the policy term and amount. So when you confidently send out that application and end up receiving an unfavourable result, just what went wrong?There are so many things that your insurance company will consider when looking at your application (aside from the usual suspects), and it's good practice to be aware of them so you can exercise precaution.

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Lorne Marr Shares 5 Essential No Medical Life Insurance Tips

June 19th, 2014 · No Medical Life Insurance News

ideas
 

When it comes to finding life insurance that fits your needs, it is a matter of knowing where to shop around, knowing what to look for and how to navigate the world of life insurance. Let me, Lorne Marr, help you do this with little fuss and great success by sharing five essential no medical life insurance tips. How do you know I can provide you what you need? I have been in the insurance industry for over 20 years, starting my career with Met Life before founding LSM Insurance in 2004. My goal is to help LSM Insurance become Canada’s top on-line life insurance brokerage.

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8 Reasons Why Your Insurance Claim Will Get Declined

June 16th, 2014 · No Medical Life Insurance News

hazardous activities
Photo by ryanh / CC BY-SA

You buy life insurance for the purpose of making sure that there's something sufficient left for your family in the case that you won't be there. After all, for the monthly premiums you pay, you deserve something out of it.

You can surely die peacefully now, right?

I'd hate to say otherwise, but your family may find that when filing for a claim on your insurance policy, they only end up receiving a portion of the full amount, or even worse ─ nothing.
Based on a number of reasons, from plain dishonesty to a sensitive topic like suicide, you could be denied your claim. In order to ensure that you won't end up in a sticky situation like this, here are 8 reasons your insurer may refuse your claims.

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Top 5 Silent Killers

May 30th, 2014 · Cancer Insurance, Critical Illness Insurance, Disability Insurance, Life Insurance, No Medical Disability Insurance, No Medical Life Insurance Companies

 
eggs crack
Photo by Bernard Goldbach

You never saw it coming. You're an ordinary, happy-go-lucky soul who juggles life and work and enjoys exercising as much as the other person. You're not scared of those annual health check-ups, in fact, your doctor loves telling you you're good for another year, and you know it! So after spending an evening catching up with friends, you return home feeling happy and sated, stumble into bed, close your eyes... and never wake up again.

You just died in your sleep.

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No Medical Life Insurance in Edmonton, Alberta

May 28th, 2014 · Life Insurance, No Medical Life Insurance Companies, No Medical Life Insurance News, No Medical Life Insurance Tips

Edmonton
 

Edmonton would be a great place for ground-zero in the Zombie Apocalypse, what with the University of Alberta (cutting edge medical science), two downtown districts, and a slew of LRT lines to transport the living and the undead, it’s a wonder it hasn’t happened yet! But in all seriousness, if it did happen, wouldn’t it be nice to have medical insurance? Well, a zombie may qualify as a hard to insure applicant, but medical coverage is always a plus, right?

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No Medical Life Insurance in Markham, Ontario

May 20th, 2014 · Life Insurance, No Medical Life Insurance Companies

Markham 1

Markham, ON is a popular choice for those wishing to live within the Greater Toronto Area (GTA) without living amongst the mayhem of the city itself. The only drawback to living in a popular commuter community, like Markham, is the commuting. Living in the city has the benefit of convenience, including the convenience of major transit systems like subways. Living outside the city often means lots of highway driving, which translate to lots of risk.

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No Medical Life Insurance in Mississauga

May 15th, 2014 · Life Insurance, No Medical Life Insurance Companies

 Mississauga
 

Mississauga is a city on the brink, the brink of Toronto that is. It is a hugely popular place to call home for those who commute to Toronto but aren’t interested in living in the Big City. Although it lies outside of Toronto proper, it is still quite a busy place to live. Located on the 401 highway, Mississauga sees traffic jams twice a day that can last hours at a time and be due to sheer volume or a nasty collision. For anyone living in or around Toronto, having health insurance and life insurance is important.

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No Medical Life Insurance, Vancouver, BC

May 13th, 2014 · Life Insurance, No Medical Life Insurance Companies

vancouver
 

Living in Vancouver, BC poses some interesting living situations and challenges. This beautiful city offers coastal views of the Pacific Ocean and a culture completely shaped by the sea. From surfing to eco-living, and whale watching to seafaring, these BC residents simply live differently than the rest of country. At the same time, these residents are subject to more hazards than other areas of the country and thus are in far greater need of extensive health and life insurance.

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How long has your insurance company been in business?

May 12th, 2014 · Assumption Life, Life Insurance

Leaf
 

The need for insurance in Canada became apparent quite early, with many companies developing their Canadian style branches in the mid 1800s. Following is a look at how and when your insurance company came into being.

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