Life Insurance and Preconditions


Not sure if you can get a life insurance with an existing health precondition?

It would be easy for anyone with a serious health precondition to assume that they would never qualify for life insurance due to their health condition, but that is not true. Even if you can not get a traditional life insurance policy, some options are open to you.

When it comes to life insurance and preconditions, your best coverage option is often no medical life insurance policies. There are two options for you to consider:

  • Guaranteed Issue: No medical tests and no medical questions
  • Simplified Issue: No medical tests and just a few medical questions

We work with 20 various insurance companies to find the best insurance option for you.

Get your quote for life insurance and preconditions

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Meet some of our experienced insurance brokers who will be helping you

William Shung
Chantal Marr
Tamara Humphries
Bill Harvey

Full list of insurance companies that we work with

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