Insurance Blog

Wondering How Companies Can Offer No-Medical Insurance? One of the questions that people tend to ask a lot is: No medical life insurance – how is this possible? Insurance is a risk-adverse business, so how are companies able to offer coverage without knowing the risks that a particular policy might have? Simply, because there are many people with long-term health issues that are in need of coverage, companies created plans that are designed to meet the needs of those applying while still minimizing the company’s ...
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About Prostate Cancer While there are many different forms of cancer that Canadians need to be aware of and take preventative actions against, there is one form of cancer that is extremely important for men in Canada to be conscious of – prostate cancer. Prostate cancer is one of the most common forms of cancer in Canadian men and it is the third leading cause of death from cancer. This is why it is so important for men to visit their family doctor and get ...
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Life is filled with risks. Some of these risks end up becoming everyday occurrences such as crossing the street at a busy intersection. Certainly, a person could get hit by a car, but several safety factors have been put into place – marked crosswalks, crossing signals for pedestrians, red lights for cars – that help spare him/her from that fate. Then there are other risks, like skydiving or mountain climbing, which are less than everyday occurrences and are considered to be more than just a ...
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A no medical life insurance policy is ideal for seniors or those close to retirement age. If there is a mortgage loan that remains unpaid and with many children choosing to remain at home with their parents, it is imperative that your family is protected in the unfortunate event of a parent’s passing. Life insurance premiums are typically influenced by the age and medical condition of the applicant. With many seniors suffering from various medical conditions and physical restrictions, these pre-existing conditions are known to ...
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Along with receiving no medical life insurance quotes, you are also eligible to receive a company by company report of which Canadian insurers are providing value, and which insurers aren’t. Furthermore, you will receive a free consumer report which can be sent straight to your email. This company is committed to client loyalty and they understand it has to be earned. They offer value-added services, and have team members that respond to your unique needs. They take continuing education classes for professional development and use ...
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Affordable no medical life insurance is available through NoMedicalLifeInsurance.ca. With this article, we're focusing on how this is making a difference in the lives of people suffering from diabetes. Try getting a bank loan with an awful credit rating; it's not going to happen. The same applies to trying to get insurance with a pre-existing conditions. The difficulty for a person with diabetes is the underwriting process involved with many of these policies. A traditional life insurance policy requires a medical examination, and these involve ...
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The truth is, life insurance in Canada is a value form of protection, especially if you have medical issues or your family is predisposed to certain illnesses. If this is you, then No medical life insurance in Canada might be exactly what you are looking for. With this type of coverage, you can have peace of mind in knowing that you are covered and your family will be taken care of ...
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One of the ways to look at this issue, now slowly disappearing into the past due to the appearance of insurance brokers such as NoMedicalLifeInsurance, is through statistics. The pre-existing conditions to bar someone from obtaining life insurance without a medical exam have included stroke, heart problems, cancer, alcohol abuse, depression, and diabetes. Statistics at any level, from the international to the municipal, easily show that all of these conditions are more than seldom present in our country’s demographics. If one takes this into account, ...
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You are the company when self-employed, if the owner decides to take a vacation, there is no one there to cover for them and bring money into the business. The same goes if that person is injured or falls ill. Having no medical disability insurance means that if you are unable to work due to illness or injury, the insurance will cover some of your expenses until you are back on your feet (the amount covered is generally a portion of what a person makes ...
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No medical life insurance policies are easy-to-obtain policies that will not require you to disclose or prove any medical information. The removal of this medical requirement opens up many possibilities to those that would have otherwise been denied coverage. Good option for Seniors Life Insurance This type of policy is fantastic for many types of situations. Seniors find that the majority of insurance companies will not sell them a new life insurance policy. Those that did purchase life insurance at an earlier age, may find ...
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