Insurance Blog

The Pros and Cons of No Medical Life Insurance

Think About The Pros And Cons Of No Medical Life Insurance Life insurance is one of those things that everyone should have, but many people do not. There are two ways to get life insurance in Canada. The first is buying a policy from a traditional insurance company, which involves meeting strict criteria for health and lifestyle. Insurance companies understand the difficulties customers face when setting up their policy, which is why most companies have started to, or have looked at getting an insurance agent ...
Read more

Is Your Location Making You an Insurance Liability?

There are a lot of reasons for why you may be denied for life insurance, but you may be surprised to find out that what’s holding you back isn’t always medical. It’s easy to consider your medical history to be the main issue—a history of cancer, heart disease, diabetes, and even smoking too much are probably the most obvious reasons people get declined—but did you know that your lifestyle could be just as problematic when it comes to your life insurance application? Does your lifestyle ...
Read more

Need Life Insurance But Concerned About The Medical Examination?

If you have family or loved ones that are dependent on you, or if you own or are co-owner of a business that is dependent on you for success, then life insurance isn’t just a perk, it’s a necessity. You don’t want to leave your business partner in a lurch, and you definitely don’t want to leave your family struggling to pay steep costs associated with medical expenses or funeral costs—and you certainly don’t want to leave them struggling to cover any monthly bills. It ...
Read more

Seniors Life Insurance – Should I Buy Direct?

One reality of life is that people don’t stay young forever. It is better to be safe than sorry and make sure you are prepared for whatever happens in the future, regardless of the status of your health. That is why it is recommended to secure you and your family’s financial security. One way of doing this is by purchasing life insurance. You may have heard good and bad things about buying direct or through a broker, but there are many reasons why you should ...
Read more

InsureNOW Available From BMO Insurance

BMO Insurance is offering a simple life insurance policy named insureNOW for anyone between the ages of 18 to 49. InsureNOW features a no medical exam to qualify, immediate full coverage as soon as the policy is issued and a 30-day money back guarantee. It also offers a guaranteed rate for as long as the policy is in force. The criteria for this policy is based on age, gender and smoking status. There are two limitations that are stated on their product page for insureNOW ...
Read more

Five Cancer Fighting Foods

What is cancer? Simply put, cancer happens when cells abnormally divide and grow in an uncontrollable manner. It’s a cellular malfunction. There are several different types of cancer, each with a unique set of parameters and challenges. Few things are more terrifying than hearing, “you have cancer”. As we become more and more aware of how cancer affects us, many are taking an active role in cancer prevention. Things like giving up cigarettes, improved nutrition and exercise are powerful tools in the drive for optimal ...
Read more

The Six Most Obese Countries

Earlier this year, Discovery News named the largest countries in the world – and they weren’t talking about land mass. This hefty breaking story was about the mass of the people living in those countries, and the results were heavy. As of spring 2014, more than 50 per cent of the world’s obese population live in just 10 countries, the top six being: 1. The United States To the surprise of no one, the US weighs in at number one. The reasons are for these ...
Read more

Ebola And Other Disease Outbreaks

Ebola, a disease that was practically unheard of 40 years ago has become the most frightening disease in human history. New cases are reported daily and vaccine development is progressing at an ‘unprecedented rate’. The outbreak has been ongoing since March 2014 in the West Africa nations as reported by the World Health Organization and has rapidly progressed into a global epidemic. The first known outbreak was in 1976 in Africa along the banks of the Ebola River, infecting 284 people and killing 151. Fast-forward ...
Read more

Top 7 Dangerous Countries in the World

Most insurance companies generally ask for an extensive travel questionnaire and underwriting decisions are made based on preferred or standards rates. Some companies will have exclusions for deaths occurred in certain countries and the insured needs to sign off on an amendment form. Some insurance applications may even be declined due to an insureds’ history of high risk travel. Many factors will influence the insurance company’s decision including occupation, frequency and duration of travel, purpose of travel and travel warnings’ advisory posted by the government ...
Read more
Bitter Almonds

Dining on These Foods Could Be Your Last Meal

When it comes to food, you don't discriminate. You embrace it all, and are practically drooling to try out new foods that have the potential of making your taste buds tingle! What you don't know is that from delicious delicacies to regular groceries, some of them contain toxins which could potentially end you. You might love them, but the feeling clearly isn't mutual... Eat at your own risk! 7. Fruit Pits Have you ever cracked the hard shell of a cherry pit with your teeth ...
Read more

Free, no-obligation life insurance quote for you

* - required field