One of the ways to look at this issue, now slowly disappearing into the past due to the appearance of insurance brokers such as NoMedicalLifeInsurance, is through statistics. The pre-existing conditions to bar someone from obtaining life insurance without a…
The majority of life insurance providers, NoMedicalLifeInsurance.ca aside, require their potential policy holder to undergo a minimum of one medical examination prior to being approved for life insurance coverage. This medical examination not only determines the applicant’s insurability but also…
“Coverage denied”. It’s something that many people fear hearing when applying for life insurance. That due to a medical condition, or family history that may not be perfect, the insurance company has denied coverage or if they do offer it,…
Most people don’t start thinking about things like life insurance until they get a little older. When you are young, you are focused on having fun and going to school. When you first start working, you are focused on building…
A recent LIMRA article stated that 75 percent of Canadians would struggle financially if their household’s primary breadwinner were to die. The truth is, this number is likely much higher than that. Aside from the emotional devastation, having a spouse…
Medical tests are part of life Even if you are healthy, medical tests are frequently part of your life. There are certain tests that you will be required to take as way to check for a variety of illnesses and…
Life insurance is something that people generally start to think about when they start a family or later on in life. Once you start a family, buy a house and establish yourself in your career, people then start to think…
It is always hard to hear that you or a loved one has been diagnosed with a serious illness. It is even more difficult when you are not covered for life insurance. However, a no medical life insurance plan could…
Would a skydiver, bungee jumper or member of a bomb squad obtain life insurance? Very likely, yes. That is because some insurance companies specialize in life insurance for high risk occupations which could end with the worker being injured on…
Seniors Whole Life Insurance offers lifetime life insurance protection for seniors. Unlike term insurance, which only covers you for a stated term, such as ten, 15, 20 or 30 years, whole life insurance covers you for your entire life and…
